Our services include a comprehensive selection of primary charge mortgages sourced from throughout the market, available through lenders that collaborate with mortgage brokers. For these services, lenders pay us a procuration fee. We present an array of mortgage solutions tailored to accommodate different requirements and preferences.
Our offerings include mortgages for:
- Employed and Self-Employed Individuals
- Buy-to-Let Properties**
- Self-Build Projects
- Holiday Homes in the UK
- Expats***
- Commercial Properties*
- Holiday Homes Abroad***
We also provide options for parents and grandparents helping their children and grandchildren onto the property ladder.
First-Time Buyers
Understanding that purchasing a first home can be intimidating, whether you are doing it yourself or helping someone close to you, we are here to secure the appropriate mortgage for your needs, and hold your hand throughout. We oversee the full application process to minimise stress and simplify the procedure for you.
Know Your Options
Navigating the mortgage landscape can be daunting, but our highly qualified mortgage advisers are here to advise you. Whether you’re considering a fixed-rate, tracker, flexible, or offset mortgage, we’ll support you through every step of the process, from application to completion.
Remortgaging
If you’re looking to raise capital, make home improvements, or reduce your monthly payments by securing a more competitive rate, we can manage your remortgaging application from start to finish.
Beyond mortgages, we simplify day-to-day cash management, loans, and borrowing, helping you maximise your money and take advantage of market opportunities.
Your home or other property may be repossessed if you do not keep up with mortgage repayments.
*Advice relating to this type of Mortgage necessitates the referral to a service that is separate and distinct from those offered by St. James’s Place.
**Buy to let mortgage are not usually regulated by the Financial Conduct Authority.
***These mortgages are subject to certain terms and conditions being met.
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