Jack Spotwood

Chartered ALFBF & CeMAP

Jack is a highly respected and trusted Chartered Associate who provides bespoke, face-to-face financial planning to both private individuals and corporate clients. Known for his calm, thoughtful approach and unwavering commitment to his clients’ goals, Jack helps individuals, families, and businesses make confident, informed financial decisions.

With a strong focus on goal-based planning, Jack takes the time to understand what matters most to each client—whether it’s securing a family’s future, planning for retirement, or supporting employee wellbeing within a business. His advice is always tailored, clear, and structured, helping clients navigate even the most complex financial landscapes with clarity and confidence.

Jack has extensive experience working in both corporate and private client environments. For businesses, he offers strategic advice on employee financial wellbeing, benefits, and long-term planning. For families and individuals, his approach is holistic and relationship driven.

Clients consistently value Jack’s integrity, clear communication, and ability to simplify complex decisions. Many of his relationships span years and generations, a reflection of the trust he builds and the long-term care he provides.

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About

Jack began his financial services career in 2013 with Lloyds Banking Group, initially as a Mortgage Adviser. He quickly progressed into broader financial roles, contributing to colleague training and leading initiatives focused on improving the client experience. This early exposure gave him a strong foundation and a deep understanding of clients’ evolving financial needs.

As a Chartered ALFBF with the Advanced Diploma in Financial Advice, Jack is committed to continuous professional development in an ever-changing industry. His deep technical knowledge and client-first ethos enable him to deliver robust, forward-looking financial strategies, always tailored to the unique goals of those he works with.

Outside of work, Jack enjoys mountaineering, cycling, and climbing – pursuits that reflect his resilience, focus, and love for a challenge.

If you’re seeking a financial adviser who genuinely listens, understands your ambitions, and supports you every step of the way—Jack is here to help.

Prospera Wealth Management LLP is an Appointed Representative of and represents only St. James’s Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the group’s wealth management products and services, more details of which are set out on the group’s website https://www.sjp.co.uk/products. The ‘St. James’s Place Partnership’ and the titles ‘Partner’ and ‘Partner Practice’ are marketing terms used to describe St. James’s Place representatives.

SJP Approved 14/08/2025

Testimonial for Jack

Based on my more than positive experiences I have had no hesitation in recommending to family and friends, who have also received the same sound advice.

Sharon Link,

Testimonial for Jack

Jack has been absolutely amazing sorting me my Pension and mortgage. The support and service he has given me has been truly amazing. One thing that really stands out for me is the personal touch and nothing is too much trouble attitude. This fills me with trust, confidence that my money is with the right people. I have recommended all my friends and family to Jack to manage there pension, He is that good!! Top job and can't thank this company enough.

Rhys Pearce,

Testimonial for Jack

We are pleased with the service we have received, the information we have received is always explained fully and clearly. Yes, we would Recommend them to anyone.

John Larkin, Gas Engineer, Woodville

Testimonial for Jack

We have always been given open, honest and trustworthy advice, fitted with our needs. The service, communications and support have always been exceptional. We would recommend them to anyone.

Nick Clapham, Retired, Winster

Testimonial for Jack

Jack was recommended to me by a good friend. By reinvesting my pension and managing it on an ongoing basis, Jack has enabled me to retire and have the same income as when I was working. This has freed up my life in ways I could not have hoped for. I would highly recommend Jack for your future finances.

Sue Hunter, Retired, Rotherham

Testimonial for Jack

Jack's advice and support has helped me achieve the balance in my life I was looking for. He takes time to understand my needs and recommend the best way forward with my investment to meet them. I would highly recommend Jack to anyone.

Nikki Jude, Self Employed, Sheffield

Testimonial for Jack

We have had an excellent adviser, who has answered questions, explained issues and given us outstanding advice and service

Christopher Bent, Retired Head teacher, Matlock

Testimonial for Jack

I have always received exceptional, accurate understandable advice. I have and will continue to recommend colleagues, family and friends.

Lisa Calvert, Senior Admin Manager, Leicestershire

Testimonial for Jack

Jack has always been available, even at short notice, to provide sensible advice in an understandable way. Would recommend to anyone looking for an advisor who just speaks plain English and avoids the jargon as far as possible.

Mike Cowan, Chesterfield

Testimonial for Jack

We’ve built a strong, trusting relationship with our account manager Jack, he always puts our best interests first and mains regular contact. His service is fast, efficient, and nothing is ever too much trouble. He explains everything clearly and never makes us feel foolish for asking questions. It’s reassuring to know we have such knowledgeable, approachable support guiding us through the complex world of finance.

Lisa McCandless, Senior HR Business Partner, Stone, Staffordshire